Homeowners Insurance – Coastal Elite Insurance Solutions specializes in insuring homes that may not qualify for “standard” or “preferred” insurance for one reason or another. We sell both homeowners and owner-occupied policies that cover the following kinds of properties and risks:
- Primary residences, seasonal and secondary homes
- Homes older or lower in value
- Homes with minor cosmetic conditions
- Applicants with credit or loss issues
- Applicants who have been declined, cancelled or non-renewed by another insurance company
- And more
Vacant Home Insurance – Coastal Elite Insurance Solutions sells homeowners and owner-occupied policies that cover the following kinds of properties:
- Homes for sale
- Homes in the name of an estate
- Homes under renovation
- Rental properties between tenants
- Homes of varying ages
Mobile Home Insurance – Coastal Elite Insurance Solutions insures mobile homes, manufactured homes, park models, modular homes and rental mobile homes.
Landlord Insurance for Rental Properties – Coastal Elite Insurance Solutions specializes in landlord insurance. Here are some examples of the types of homes that our program covers:
- Duplexes, triplexes and quads
- Converted Victorians
- Row homes
- Properties with up to four living units
- Older and lower-value homes
- Homes with minimal cosmetic conditions
- Vacant homes
- Properties under renovation
- Fixer-uppers
- Vacation rental homes – this is defined as a dwelling which is non-owner-occupied and rented to others for temporary habitational or vacation purposes (daily, weekly or monthly), not to exceed five consecutive months by one tenant.